Can I switch between schemes/ investment options/plans? If yes, how?
Yes, you can switch between schemes/investment options/plans. You need to fill in a transaction slip, which you can download from our website or detach from the bottom of your account statement. The same can be submitted at any of our Official points of acceptance of transactions
Alternatively, you may also redeem using our CANARA ROBECOMF Online. For more details  on CANARA ROBECOMF Online, refer to the Online section within the FAQs or contact us

How do I apply for a Systematic Investment Plan (SIP)? 
First time investors can attach, along with the mutual fund application form, a SIP Enrolment form. The SIP enrollment form is usually submitted along with an auto-debit form. First time resident individual investors with mode of holding as single, can start directly creating a folio and start investing online on CANARA ROBECOMFOnline, refer to section on Frequently Asked Questions (FAQs) or contact us.

Existing investors can fill the SIP enrollment form mentioning the folio number and submit it along with the auto-debit form. If you are an existing investor with online transaction facility, you can logon to www.CanaraRobecofund.com and apply for a SIP. 

Is there any load on switching?
A switch from one scheme to the other is treated as redemption from the scheme from where it is switched out & a purchase into the scheme into which it is being switched. Thus, you will be liable for any ‘applicable’ entry load or exit load. 

How do I apply for a Systematic Investment Plan (SIP)? 
First time investors can attach, along with the mutual fund application form, an SIP Enrolment form. The SIP enrollment form is usually submitted along with an auto-debit form. First time resident individual investors with mode of holding as single, can start directly create a folio and start investing online 

Existing investors can fill the SIP enrollment form mentioning the folio number and submit it along with the auto-debit form. If you are an existing investor with online transaction facility, you can logon to www.Canara Robecofund.com and apply for an SIP. 

1) What is the difference between Form 15 G & H?

 Form 15H is only for individual senior citizens, those who are 60 years or older, while Form 15G is for individual and any person other than a company or a firm.

2) What is the validity of Form 15 G & H?

Form 15G and Form 15H are valid for one financial year. Investors need to submit these forms every year at the beginning of the financial year. Financial year means starting form 1st April to ended March 31.

3) Can an investor submit Form 15 G & H anytime?

Investors can submit the forms anytime however the TDS deduction would stop from the subsequent quarter. Hence it is advised to submit form 15 G or H every year preferably in beginning of the financial year i.e. April.

4) Conditions investors must fulfil to submit Form 15G?

 Individual or HUF or trust or any other assesse but not a company or a firm.

• Only Resident Indians can apply.
• Investor should be less than 60 years’ old
• Tax calculated on investors total Income is Nil
• The total income for the year is less than the basic exemption limit of that year. (As per current FY which is Rs. 2.5 lakhs for financial year 2022-23 (AY 2023-24)

5) Conditions you must fulfil to submit Form 15H?

Investor is an individual and resident Indian.

• A senior citizen, those who are 60 years and older during the financial year for which investor is submitting the form.
• Tax calculated on your Total Income is nil
• The total income for the year is less than the basic exemption limit of that year after deduction(s) under Chapter VI‐A, if any, for which the declarant is eligible.

6) If investor forgot to submit Form 15G or Form 15H?

Investor will have to file income tax return to claim the credit of TDS amount. Mutual Fund would not be able to refund Tax Deducted at Source (TDS) to the investor as deductor is required to deposit TDS to the income tax department on monthly basis.

7) How can I submit the Form 15G/H online?

 Investor can submit the Form 15G/H online by clicking at the below link

https://mfs.kfintech.com/onlinesubmissionform15gh

8) How can I submit the Form 15G/H offline (Physical)?

Investor can submit the duly filled and signed physical Form at any of your nearest official point of acceptance of transactions (OPAT) of Canara Robeco Mutual Fund. Forms 15G/H can be downloaded from website: https://cug.canararobeco.com/forms-downloads/forms-and-information-documents/forms/other-forms

1). How can I link Aadhaar with PAN?

There are 3 simple ways to link your Aadhaar with PAN:

I.  Tax Website: Visit www.incometaxindiaefiling.gov.in and click on Link Aadhaar Or,
II.  SMS: Send UID PAN → SPACE → 12 digit Aadhaar →Space →10 digit PAN to 567678 or 5616 For example: UID PAN 123456789123 AAAPA1234P Or,
III. PAN Service Centre: Visit designated service center of PAN service providers like NSDL/ UTIITSL.

2). What will happen to my Mutual Fund Investments, if I do not link my Aadhaar with PAN after June 30, 2023?

As directed by the government of India, you were requested to link your Aadhaar with your PAN by 30th June 2023. Failing which:

• Your PAN will become inoperative.
• TDS deduction / TCS will attract a higher rate applicable to PAN not present.
• You would not be able to execute any Financial Transactions in your Folio.
• . You may have difficulties in operating your Bank accounts.
• *Also note you have to pay Rs. 500/- as Fee to the Income Tax Authority of India, if you link your Aadhaar with the PAN after July 01, 2023 upto 3 months and a Fee of RS. 1000/- after 3 months from July 01, 2023.

3). What would be the impact on TDS deduction after June 30, 2023?

1. TDS at higher rate of 20% will be applied (Resident Individuals – RIs).
2. TDS exemptions granted due to submission of Form 15G/H need to be revoked and TDS is required to be deducted @ 20%.

4). What would be the Impact on KYC Requirements under SEBI regulations?

As per SEBI PAN is mandatory requirements for investments in Mutual Funds. If PAN is not linked to Aadhaar after June 30, 2023; then as per Rule 114AAA of the Income Tax Rules, such PAN will be inoperative and deemed to be not furnished. This may lead to non-compliance of the regulations prescribed by these regulators which may include

5). What will happen to the IDCW payouts/Reinvestments?

IDCW transactions {Payout / Reinvestment} will get processed, even though Aadhar is not linked, subject to Higher TDS where First Holder / Guardian Aadhar is not linked.

6). What will happen for the running SIP/SWP/STP transactions after June 30, 2023?

SIP/SWP/STP transactions would be stopped after June 30, 2023, if Aadhaar is not linked to PAN.

7). Is linking of Aadhaar with PAN is required for all the holders of the Folio for doing the Financial Transactions after June 30, 2023?

Yes, it is required for all the holders of the Folio to link the Aadhaar with the PAN, in order to do any Financial Transaction after June 30, 2023.

8). How many days, it takes to show in the Folio, if I, link the Aadhaar with the PAN today?

It will take 3 to 4 days, once the Investor links his Aadhaar with the PAN to reflect in Folio, as we are dependent on the Income Tax Authority to get the data.

9). Does NRI investor require to link the Aadhaar with the PAN?

As per section 139AA, a person who is allotted PAN and is eligible to obtain Aadhaar number is required to link his Aadhaar with PAN before June 30, 2023. However, CBDT notification no. 37/2017 exempts non-residents under the Income-tax Act to link PAN with Aadhaar, if they do not possess an Aadhaar. This implies that, if non-residents are in possession of Aadhaar and PAN, then they are required to link PAN with Aadhaar.